Will Creditors Come After Me for My Ex’s Debt?

During your divorce, assets, property, and debt were likely divided between you and your spouse, regardless of whose name was attached to the debt. Under your divorce decree, you may not be responsible for certain debts, but if your former spouse fails to keep up with payments, debt collectors may still pursue you to collect on these debts. Continue reading to learn more.

Debt and Divorce

Unless you were contractually released by a creditor or your ex-spouse refinanced a loan, removing your name from it, the divorce decree will not change the original agreement. Therefore, you will technically still owe these debts and creditors could still come after you for payments. Even if you remove your name from the title of a vehicle or home, it will not remove your name from the underlying loan. Similarly, removing your name from a joint credit card will not absolve you of responsibility for past debts. It will only ensure you are not responsible for any new charges.

If creditors are coming after you for debts your former spouse should be responsible for, you have the right to dispute it when collection efforts begin. To avoid taking a hit to your credit, you may also consider satisfying these payments while pursuing legal action. Ultimately, this can become a complicated situation, which is why it is often recommended for spouses to settle their debts before moving forward with the divorce process.

Do not hesitate to contact an experienced attorney if creditors are attempting to collect debt from you that was assigned to your former spouse during your divorce.

Hire an Experienced Divorce Attorney to Learn More About Your Legal Options Today!

If creditors are pursuing you for debts that your former spouse should be responsible for, the legal team at Kay Polk, Attorney at Law can provide the knowledgeable guidance you need to obtain the best outcome. Our attorney has more than two decades of legal experience and is backed by a history of successful results, so you can rest assured your case will be in good hands with us. We understand how stressful this situation can be and will do what we can to reduce your burdens.

Reach out to our law firm today at (713) 234-6260 to set up an initial consultation with our skilled attorney to get started on your case.